Which Medicare Part primarily covers inpatient hospital services?

Which Medicare Part primarily covers inpatient hospital services?

• A. Part A
• B. Part B
• C. Part C
• D. Part D

Answer: (A)

Medicare Part A provides hospital insurance, which mainly covers inpatient hospital services. When you’re admitted to a hospital, Part A helps pay the costs of the stay—room and board, nursing care, meals, and other inpatient services—subject to deductibles and limits. It also covers related needs after a hospital stay, like skilled nursing facility care for a limited time, hospice, and some home health services. Medicare Part B, by contrast, covers outpatient medical services such as doctor visits, outpatient procedures, preventive care, and medical equipment. Part C (Medicare Advantage) bundles Part A and Part B through private plans and may include extra benefits, sometimes with Part D added. Part D is the separate prescription drug coverage. So the service type described—inpatient hospital services—is primarily covered by Part A.

Medicare Part A provides hospital insurance, which mainly covers inpatient hospital services. When you’re admitted to a hospital, Part A helps pay the costs of the stay—room and board, nursing care, meals, and other inpatient services—subject to deductibles and limits. It also covers related needs after a hospital stay, like skilled nursing facility care for a limited time, hospice, and some home health services.

Medicare Part B, by contrast, covers outpatient medical services such as doctor visits, outpatient procedures, preventive care, and medical equipment. Part C (Medicare Advantage) bundles Part A and Part B through private plans and may include extra benefits, sometimes with Part D added. Part D is the separate prescription drug coverage.

So the service type described—inpatient hospital services—is primarily covered by Part A.